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You can play Download teargasdarkorbluealbumdownloadmp3 album rar all songs here and download teargasdarkorbluealbumdownloadmp3 album zip for freeThe invention relates generally to data transfer. More particularly, the invention relates to magnetic-stripe detection systems.
Financial institutions, mobile carriers, and other businesses use magnetic-strip verification systems to transfer funds and other information. Magnetic-stripe systems include a head that reads or records information magnetically encoded on a magnetic stripe on the back side of a paper check. The magnetic stripe contains, among other information, the account number of the account being verified. However, even the higher quality magnetic-stripe systems can only read and record information on the magnetic stripe of an envelope-sized paper check. Thus, when a business needs to verify account information for larger transactions, such as for example, for large settlements, the checks typically are delivered to the financial institution, are received at a clearinghouse, or are recorded manually at a bank teller.
Although magnetic-stripe transfers can facilitate cross-bank transfers, the fact that magnetic-stripe transfers are slow and cumbersome can greatly limit their usefulness. For example, the average settlement time between financial institutions is fifteen minutes. The cost of verifying the correct information on a paper check is high and the transaction time is long. This is especially true when banks are involved in a large-scale transaction.
A payment system that is capable of facilitating high-speed transactions and/or transferring large sums of money has numerous applications, including financial institutions and mobile carriers. For example, a mobile carrier could use the method to transfer funds, such as for a prepaid wireless call or a wireless data transmission, and a banking institution could use the method to handle large transactions.
Although the use of magnetic-stripe transfers can facilitate high-speed transactions and large-sum transactions, known systems have limited range. In other words, known systems are capable of verifying magnetic-stripe information at only a few locations. Thus, there is a need for a payment system that facilitates high-speed transfers of large sums of money and that has greater range.
The invention includes a system and method for electronically verifying a magnetic-stripe on a check or other financial document. Embodiments of the invention include a system having a magnetic-stripe reader that generates verification signals in response to detecting a magnetic-stripe on a check. The verification signals indicate whether the magnetic-stripe contains correct information. Thus, the system can electronically